- The NFC support on Google Pay will offer hassle-free contactless payments for users
- However, the smartphone needs to be equipped with an NFC chip
- There is no exact timeline on when the feature will be rolled out
Google Pay is introducing NFC (Near Field Communication) feature on its payments app for users in India. The technology enables users to make contactless payments on their phone for UPI transactions. UPI allows inter-bank transactions between two users instantly.
Until now, Google Pay users have to scan relevant QR code or enter the user’s UPI-registered phone number to make a transaction. A Google Pay support page explains how the NFC feature will work. However, it’s unclear when the feature will be available for users.
Google Pay will soon let users make UPI payments over NFC in India
It’s worth noting that to make contactless UPI payments over NFC, users need to ensure that their phone comes with an NFC chip. One can check it by going to Settings > In Search bar type ‘NFC’ > Tap and turn on NFC. If the search doesn’t show up any results, your phone doesn’t support NFC connectivity. NFC payments will also not work in case the user is not successfully onboarded on Google Pay or the UPI is not configured correctly.
With the Google Pay NFC feature, users are only required to hold their smartphone at the NFC-compatible payment terminal and enter the amount. The Google Pay support page says that only Pine Lab terminals work with UPI payments over NFC. More supported terminals are expected in the future.
How to make Google Pay UPI payments over NFC?
To make payments using NFC, follow the steps below:
- Unlock your phone
- Hold the phone close to the payment terminal
- Google Pay will open automatically
- Enter the transaction amount
- Tap proceed to confirm the amount to be paid
Recently, Google Pay added support for credit and debit cards in payments method instead of paying from linked bank accounts. Currently, the payment platform only supports Axis and SBI Bank cards with more banks also expected in the future.