Google Pay UPI ID: How to find, create or change UPI ID on Google Pay

For many, money is still sweeter than honey and moving this instrument of transaction more virtually than physically is the need of the hour.  UPI (Unified Payments Interface) remittances on a real-time basis are currently followed by the
sender and advised by the concerned authorities to embrace a much-needed eco-friendly option. From shops to open markets, banks to offices, institutions to hospitals, railways to airports, terminuses to toll plazas and petrol pumps, smart devices are widely availed of to clear payments online through QR codes. You can easily pay monthly bills or quickly transfer money whenever and wherever required from your smartphone gateways. It thus comes as a little surprise that UPI has over 150 million active users. UPI allows customers to transfer money simply by entering their UPI ID. They have to provide no other details such as bank account or IFSC code. It is easy to use and convenient and thus one of the top payment methods in the country.

Today, Google Pay is one of India’s most used UPI payment apps. In order to transfer money with a UPI, one needs to have a unique UPI ID which is a Virtual Payment Address (VPA). However, people can get very anxious when they forget their UPI ID.  If you have forgotten your UPI ID, then you don’t need to worry as through this article we will share a step-by-step guide on how to find your UPI ID in Google Pay.

how to find upi id in google pay

Why do we need Google Pay UPI ID?

Every UPI user must generate a unique identifier called a UPI ID, which is associated with the user’s bank account. This makes it easier to send and receive money instantly, directly to the receiver’s account. One doesn’t have to share their account number or other details.

The process is hassle-free and can be done via cell phone numbers, QR codes, or UPI IDs because the Google Pay UPI ID is connected to your bank account. Additionally, Google Pay UPI ID offers quick and easy payment. The entire process may be finished in about 30 seconds.

Read Also: How to Add or remove credit card via Google Pay

How to find UPI ID in Google Pay?

If you are struggling to find your Google Pay UPI ID, then follow the steps mentioned below

  1. Open the Google Pay app on your Android or iOS device
  2. Tap on your profile photo in the upper right corner of the app
  3. Tap the bank account for which you wish to view the UPI ID
  4. The associated UPI ID can be found under “Manage UPI IDs”

Also Read: Google Pay and credit card bills: how to pay your credit card bills using Google Pay

How to Change UPI ID in Google Pay?

It is possible to change your UPI ID extensions and choose from @okaxis, @oksbi, @okhdfcbak, and @okicici. Although you can only choose from the preset UPI IDs that are available for your account.

  1. Open Google Pay on your Android or iOS device
  2. Tap on your profile photo in the app’s upper right corner
  3. Select payment methods
  4. Tap the bank account for which you wish to view the UPI ID
  5. Tap the UPI ID linked to the bank account you’ll be using
  6. Tap the ‘+’ sign next to the UPI ID you want to use

Note: When you make a payment, you’ll see your UPI ID before clicking the ‘continue to pay’ button.

How to create additional Google Pay UPI ID?

With Google Pay, users can create more than one UPI ID for their bank account. The process is simple and similar to changing the UPI ID. Follow the steps below to create an additional UPI ID in Google pay.

  1. First, open the Google Pay app on your Android or iOS device
  2. After that, Tap on your profile picture at the top right corner
  3. Select Payment methods from the next screen
  4. Now tap on the Account for which you want to create a UPI ID
  5. Select Manage UPI IDs
  6. Now tap on the plus icon to create an additional Google Pay UPI ID


google pay upi id 3

Note:  In Google Pay, you can create up to 4 UPI IDs for a bank account. Google has also stated that having more than one UPI ID increases your payment success rate.

Google Pay FAQs

1. How to delete Google Pay UPI ID? 

Just follow the step-by-step guide mentioned below to delete your Google Pay account permanently. 

  1. Open the Google Pay app on your smartphone
  2. Tap on the profile photo, situated at the top right corner 
  3. Now select the Bank account option and select your bank account 
  4. Tap on the three-dot icon situated at the top right corner and select the ‘Remove Account’ option
  5. Now follow the same process to remove other bank accounts 
  6. After that, go to settings and select the ‘Sign out’ option 

2. What is the format of UPI ID? 

The generic format of a UPI ID generated by a UPI-enabled bank app is name@BankName or mobile@BankName.

3. Is the UPI ID the same for Google Pay and PhnoePe? 

No, the UPI ID will be different for both apps. Because in India, each UPI app has a partnership with different banks. For example, Google Pay has a partnership with ICICI bank, so UPI ID provided by Google will have xxxx@okicici. Similarly, UPI ID provided by PhonePe will be xxxx@axl. 

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