SBI Balance Enquiry: How to Check State Bank of India Balance via Toll Free Numbers, SMS, Net Banking, App, USSD Codes and more

The State Bank of India, or SBI, is a top-rated bank among the country’s population.  Thousands of people have SBI bank accounts, and the bank itself sees a large volume of transactions being carried out daily. SBI has around 41 crore savings bank accounts in the country.  If you have an account with SBI, you want to know your balance to keep track of your financial health.  Finding out your bank balance is easy. You can use the internet,  the SBI app,  phone banking, and SMS to find your balance. 

SBI Balance Check via Toll-free Numbers

You can check your SBI bank balance by calling on a toll-free number.  Just dial 9223766666 from your cell phone and follow the instructions given to find your balance.

Check SBI Account Balance through Missed Call

SBI Balance Enquiry Via Missed Call

Image Source: BankIndia

You can also check your SBI account balance by giving a missed call on 9223766666 or on the toll-free number 1800-425-3800.

It is also possible to get a mini statement For your SBI account by giving a missed call to 9223866666 or by texting “MSTMT” to the number.

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Check SBI Account Balance online via Net Banking

How To Check SBI Balance By Account Number Online

Image Source: BankIndia

  • Go to the SBI netbanking page
  • Use your user ID and password to log in.
  • Once you have logged in, visit the “account” section to check your account balance details.

Check SBI Account Balance via SMS

How to Register Mobile Number in SBI for Balance EnquiryImage Source: BankIndia

SBI customers can also use their mobile number to register for the SMS service, which can then be used to check their account balance.

The SMS format is – REG<Space>Account Number 9223488888.

You will receive a registration confirmation message from the bank, after which you can check your balance,  get a mini statement, an e-statement, and request a checkbook, loan, and home loan interest certificates.

SBI Balance Enquiry using USSD codes

The GSM communication protocol that allows data to be sent between a phone and a network application software is called USSD or Supplementary Service Unstructured Data. SBI customers with a current or savings bank account can use this service. 

Customers already using mobile banking via application or WAP cannot use the USSD service. If a current user wishes to use this service, they need to deregister from the application or WAP-based service before signing up for the USSD service.

This is how you check your balance-

  • Dial *595#  and enter the user ID
  • From the answer menu choose option 1 
  • You get the options of “balance inquiry” and “mini statement.”
  • Send it after entering the MPIN

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Check SBI Account Balance via the SBI YONO app

  • Log in to the app
  • Go to the “accounts” section and choose the account
  • Click and download your statement

You can also check your balance without logging into the app.

  • In the SBI YONO app,  click on “check balance”.
  • Take your pick from MPIN or User ID and Password or Biometric Authentication or Face ID..
  • After authentication, the balance of all accounts linked to the app can be checked.
  • You also can “view transactions” below the account balance, allowing you to see the transaction details of selected accounts.

SBI Balance Enquiry Through ATM

Customers with an SBI bank account may also use the debit card to check their account balance.

  • Insert your card into the machine.
  • Enter the four-digit ATM pin.
  • Select the “balance inquiry” option to view the account balance.
  • Your balance will be displayed on the screen.

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SBI Balance Enquiry Through Passbook

You are given a passbook when you open an account with the State Bank of India.  It is your responsibility to ensure that the passbook remains updated all the time with the latest transactions. If you open your passbook, you can check your current balance and debit and credit transactions. Customers need to visit the bank to get the passbook updated. It is one of the oldest methods of checking your bank balance.

Importance of account balance enquiry

  • Ensure that your account has enough funds for payments, transfers, and other transactions.
  • To check whether you have received any money in the account.
  • To check whether the amount deducted for a failed transaction has been refunded.
  • To check whether the bank has deposited interest on time.
  • Keep an eye on the account balance to ensure no illicit transactions have occurred.
  • Check your monthly bill to try and eliminate unnecessary costs and save money.
  • Keeping track of your account balance can help you keep a monthly budget.


1. How can you Register for SBI Missed Call Banking?

  1. Send a text to 09223488888 from the mobile number linked to your account.
  2. You will receive a confirmation message once the SMS is sent.
  3. You may start using the SBI Quick Missed Call Banking services.

2. How to get the SBI Mini statement?

SMS ‘MSTMT’ to 09223866666 to get an SBI Mini Statement via SMS banking. You may also receive a mini statement if you go to an ATM and print it out.  Alternatively, you can also use net banking to find your mini statement and print it.

3. Can you check your SBI Balance for free?

Yes, you can check your SBI bank balance for free. The SMS banking number that has been provided is toll-free.

4. Is There any Limit on the Number of SBI Balance Check Enquiries?

No, there is no limit to the number of SBI Balance check inquiries. You can check your bank balance as often as possible using any of the above-mentioned methods.

5. Why should you check your SBI Balance regularly?

You should check your SBI bank balance regularly to check your financial health,  ensure that there are no fraudulent transactions,  make sure that your refunds come on time,  the bank deposits interest on time, and maintain a monthly budget.