SBI is one of the oldest and popular banks in the Indian subcontinent. Though established in 1955, it serves as the initial point of banking for millions of people in urban and rural areas. The bank has an estimated user base of over 45 crore customers which includes salaried employees, daily workers, self-employed individuals, and government officials. Checking bank balances is a part of everyday life, and like private banks, SBI also makes it super easy for customers to check their SBI bank balances.
There are certain types of accounts in every bank including a savings account, current account, salary account, fixed deposit account, and so on. Though there are many types of accounts, one thing is the same for most of them and that is checking the balance. There are multiple methods of checking the SVIbank balances. You can use SMS, ATM, miss call, and a bunch of other services to check your SBI balance in seconds.
SBI balance inquiry: why do you need to check your SBI balance?
Every bank account holder must know how to check the correct balance of his/her account. It not only helps in saving money but also helps in controlling the cash flow to and from your bank account. For example, before making a payment or issuing a cheque, it is a healthy practice to know about your bank balance. It will ultimately save the day, and you can carry on with your work without any problems. If you have an SBI bank account or any other bank account, there are some methods to check your bank balance. For instance, you can check your SBI savings account bank balance by sending an SMS to 09223766666. Similarly, there are five other methods to check your SBI balance as well.
If you have an SBI savings account, you can quickly check your bank balance by following this quick guide below. The State Bank of India (SBI) provides support for all the major platforms, and you can check your SBI balance on your PC, Android devices, iPhone, feature phones, and pretty much any device that connects to your bank account. With that being said, here are the five methods to retrieve your SBI bank balance.
SBI balance inquiry: how to check SBI bank balance through a toll-free number?
Every major bank has a toll-free number to check bank balances. This facility is pretty common in rural areas where people don’t use internet banking or places where net banking is not popular. In those areas, SBI account holders can simply call on a toll-free number to receive information about their bank balances.
If you don’t have access to SBI online banking then you can simply give a call on 1800-11-2211 or 1800-425-3800 and follow the auditory instructions.
SBI balance inquiry: how to check your SBI balance via ATM?
An automated teller machine or ATM is an electronic banking outlet that allows you to withdraw cash from your bank account. In the Indian banking system, you can withdraw cash from any machine using any debit/credit card. Meaning, you can withdraw money from an SBI ATM using an HDFC card and vice-a-versa. Additionally, you can check your bank balance with an ATM as well and the best part is that it doesn’t cost any money. Here is how you can check your SBI bank balance using an ATM.
- Go to your local ATM and insert your SBI card
- Now, instead of withdrawing cash from your account, select the “Check Balance” option
- Follow the on-screen instructions and enter your four-digit PIN
- Your bank balance will be displayed on the screen
- Once you’ve noted the bank balance, tap on Cancel and carefully remove your card from the machine
- This service is free across India, and it doesn’t cost any money
SBI balance inquiry: how to check your SBI balance via Net Banking?
Net Banking is hands down the best method for managing your bank account if you have access to the internet. You can check your bank balance in seconds, view account statements, transaction history, pay bills, set reminders, and do pretty much everything you need without stepping outside. Here is a quick look at how to check your bank balance via Net Banking.
- Open Google Chrome or any other web browser on your computer
- Type www.retail.onlinesbi.com in the URL bar and press Enter
- Enter your SBI Username and password
- Fill the captcha and click on Login
- Once logged in, the webpage will show your account number and branch ID
- Click on the hyperlink to see your available balance and the latest transactions
SBI balance inquiry: how to check your SBI balance via SBI Yono app?
The State Bank of India has a handy app called YONO for its retail customers. The name of the app stands for You Only Need One and it’s justified since the app can be used to do anything from applying for loan and managing cards to checking the account balance. Below are the steps to check the SBI account balance using the SBI YONO app.
- Download the SBI YONO app from Play Store or App Store
- Complete one-time mobile banking registration
- After completing registration, login using your MPIN or ID and password
- On the home page, click on Accounts
- Your account balance will be displayed on the screen
SBI balance inquiry: how to check your SBI balance via SMS?
SMS is a prompt method to view your bank balance and transactions. By simply sending an SMS to your bank branch, you can view your account balance without ever leaving the house. To use this method, take out your mobile phone and send ‘BAL’ to 09223766666. Once your request is received, you’ll get instructions on how to view your SBI bank balance. However, you have to ensure that you are using your registered mobile number associated with your bank account. Otherwise, your SMS will be void and, you’ll not receive any information about your bank balance or transactions.
SBI balance inquiry: how to check your bank balance through third-party apps?
Unified Payment Interface (UPI) is a modern-day money transfer mechanism that allows you to transfer money, pay bills, and more. Though created to aid money transfer, you can use these apps to view your bank balance as well. For example, Google Pay and PhonePe use digital wallet systems and also provide support for bank account integration. Through UPI-enabled apps, you can pay your bills directly from your SBI bank account and also view your account balance. Here is a quick look at how to view your SBI bank balance on Google Pay/Paytm/PhonePe.
- Open Google Pay, Paytm, or PhonePe app on your smartphone
- Tap on the account icon and select your SBI bank account
- Tap on View Balance/Check Bank Balance and enter your UPI PIN to authenticate
- The app will now reflect your SBI bank balance
- You can click on the History button to check the transaction history as well
SBI balance inquiry: FAQs
Which is the best way to check SBI account balance?
Among all the available services, the SBI Missed Call Number is the quickest way to check your SBI bank balance. It doesn’t require an internet connection, and people outside the internet-enabled zones can also check their balance by simply giving a missed call on 1800-11-2211 or 1800-425-3800.
Is there a missed call service in SBI?
The Missed Call Number is a free service by the State Bank of India (SBI). Account-holders can view their bank balances, get mini statements and avail of many more services by calling on the toll-free numbers. However, to use this service, SBI customers need to register and verify their mobile numbers with their respective branches.